Valerie Kent and Juggling Finances

Today's guest blogger talks about a subject many of us fret over: finances. In this down economy, it sure seems that saving every dime is essential to survival. That's why even though Valerie Kent's book Gracious Living on Social Security is targeted at people who are retired, some of the advice found within this book's pages can be applied to anyone.

Valerie is going to share with us a few tips on juggling finances.

As it happens, my husband Rick is an expert at dealing with the financial side of things. An experienced businessman, even when we found ourselves living largely on Social Security he has come up with a number of techniques for getting the most out of every dollar. One answer has been to take an occasional part-time job. I’ve worked for years as an adjunct professor at Eckerd College teaching non-traditional students, mostly people without degrees who want to acquire special skills, in my case, writing. We are scrupulous about managing credit card debt, and find that paying off our balance every month enables us to collect on rebates and other programs. Read the fine print. Pay at the last possible moment to preserve your cash balance and use frequent flyer programs and similar arrangements to cut down on travel costs. Compare bank loan rates when shopping for a car or any other commitment. The differential is tremendous. At times like these, re-mortgage your house at lower interest. Every penny counts.

There is a chapter on juggling your finances in Gracious Living on Social Security. For a fuller background treatment of Valerie Kent’s life and this book, have a look at the Tree Farm Books website: www.treefarmbooks.com.

You can purchase a copy of Gracious Living on Social Security at your local bookstore or at Amazon.com.

Tomorrow Valerie Kent will be visiting Zensanity. Don't miss it!

Gracious Living on Social Security VBT July ‘09

Join author Valerie Kent as she travels the blogosphere in July 2009 with Pump Up Your Book Promotion Public Relations on her first virtual book tour to discuss her retirement memoir, Gracious Living on Social Security (Tree Farm Books).

Gracious Living on Social Security is an easy-to-read decade-long journey that offers tips and suggestions on how senior citizens can stretch their dollar and get the most for their money. Eleven chapters cover every important aspect of living together, from the wedding preparations to where to live. Key considerations follow each chapter for quick reference: Considerations like where and when to buy clothing, choosing a place to live and juggling your finances. Artist Jeff Nitzberg adds his unique touch with original drawings introducing each chapter.

PRAISE FOR Gracious Living on Social Security:

“This is a book of lives fully lived related in wise, wry, entertaining and very educational fashion. Kent writes with a pithy style that makes reading this book not only valuable but also exceptionally entertaining.” – X Book Reviews

At eighty-eight, Valerie Kent is the survivor of a long lifetime spent adjusting to dramatically evolving worlds. She moved from Britain to the United States in 1933. Valerie began at the age of forty-six the drawn-out process of education - seven universities - that would generate, initially, a career as a drug and alcohol counselor for troubled women, then a decade as a celebrated college teacher and - ultimately - a final, exultant marriage.

You can find out more about Gracious Living on Social Security at www.treefarmbooks.com.

If you would like to follow Valerie Kent on her virtual book tour, visit the official Pump Up Your Book Promotion Virtual Book Tour site at http://virtualbooktours.wordpress.com/.

Valerie Kent’s virtual book tour is brought to you by Pump Up Your Book Promotion Virtual Book Tours, a virtual book tour agency for authors who want quality service for an affordable price. More information can be found on their website at www.pumpupyourbookpromotion.com.